Advertisement
best travel credit card

Top Travel Credit Card Picks for Jetsetters

Travel
Advertisement

If you’re a frequent traveler, having the right travel credit card can make all the difference. Not only can you earn rewards and miles, but many cards come with exclusive perks and travel benefits. But with so many options available, it can be overwhelming to choose the right one. That’s where we come in. In this section, we’ll share our top picks for the best travel credit cards in the market today. From earning miles to airport lounge access, these cards cater to all your travel needs and preferences.

Advertisement

Key Takeaways:

  • Choosing the right travel credit card is vital if you’re a frequent traveler.
  • There are many travel credit cards available in the market today, but not all are created equal.
  • The best travel credit card for you will depend on your travel habits, preferences, and goals.
  • Leverage exclusive perks and benefits to make the most of your travel experience.
  • Consider a travel credit card with no annual fee to save costs while still enjoying rewards and benefits.

Maximizing Travel Rewards with the Right Credit Card

Travel rewards credit cards are the perfect way to earn benefits while you enjoy your trips. But with so many options available, it can be overwhelming to choose the best credit card for travel. Here are the top features to look for when selecting a travel credit card:

  • Rewards Program: Look for a card that offers rewards that align with your travel goals and preferences. Some cards offer points that can be redeemed for flights, while others offer cashback on travel-related purchases.
  • Fees: Consider the annual fee, interest rates, and foreign transaction fees. Factor in the value of the rewards program to determine if the fees are worth it.
  • Travel Perks: Look for a card that offers perks such as airport lounge access, travel insurance, and concierge services. These benefits can enhance your overall travel experience and provide added value.
  • Sign-Up Bonus: Some credit cards offer introductory bonuses that allow you to earn a large number of rewards points right from the start.

When choosing the best credit card for travel, keep in mind your specific needs and preferences. Here are the top travel credit cards for 2021:

Credit Card Rewards Program Fees Travel Perks Sign-Up Bonus
Chase Sapphire Preferred Card 2x points on travel and dining $95 annual fee, no foreign transaction fees Travel insurance, 24/7 customer service 100,000 bonus points after spending $4,000 in first 3 months
American Express Platinum Card 5x points on flights booked directly with airlines or with American Express Travel $695 annual fee Airport lounge access, Uber credits, hotel benefits 100,000 bonus points after spending $6,000 in first 6 months
Capital One Venture Rewards Credit Card 2x miles on every purchase $95 annual fee, no foreign transaction fees Global Entry or TSA PreCheck fee credit, transfer miles to airline partners 100,000 bonus miles after spending $20,000 in first 12 months

“By choosing the right travel rewards credit card, you can earn points, miles, and other benefits that can add up to significant savings on your travels. Look for a card that aligns with your preferences and travel goals to make the most of your rewards.”

Best Credit Cards for Frequent Travelers

Frequent travelers know how important it is to have a credit card that caters to their unique needs. From earning travel rewards to receiving exclusive perks and benefits, the right credit card can make your international adventures smoother and more enjoyable. Here are the best credit cards for frequent travelers:

Credit Card Annual Fee Rewards Program Perks and Benefits
Chase Sapphire Reserve $550 Ultimate Rewards Priority Pass Select lounge access, $300 annual travel credit, TSA PreCheck/Global Entry fee reimbursement, trip cancellation insurance
American Express Platinum $695 Membership Rewards Access to the Global Lounge Collection, $200 annual airline fee credit, TSA PreCheck/Global Entry fee reimbursement, trip delay and cancellation insurance
Citi Premier Card $95 ThankYou Points 3x points on travel, including gas stations, $100 annual hotel savings benefit, Citi Entertainment access
Capital One Venture Rewards $95 Venture Miles 2x miles on every purchase, up to $100 credit for TSA PreCheck/Global Entry fee, no foreign transaction fees
Delta SkyMiles Reserve $550 SkyMiles Delta Sky Club access, annual companion certificate, free checked bags, priority boarding and seating

These credit cards provide exceptional perks and rewards programs that cater to the frequent traveler lifestyle. Whether you’re looking for airline miles, hotel points, or flexible rewards, our picks have got you covered. Consider your travel goals and spending habits to select the credit card that will maximize your rewards and enhance your travel experiences.

Top Airline Credit Cards for Travelers

Advertisement

If you’re a frequent flyer with a specific airline, having an airline credit card can offer you exclusive benefits and rewards. Here are some of the best airline credit cards for travelers:

Card Name Benefits Annual Fee
Delta SkyMiles® Gold American Express Card
  • Earn 2X miles on Delta purchases
  • Prioritized boarding and free checked bags
  • 20% discount on in-flight purchases
$99, waived for the first year
United Explorer Card
  • Earn 2X miles on United purchases
  • Free checked bags and priority boarding
  • $100 Global Entry or TSA Precheck fee credit
$95, waived for the first year
Southwest Rapid Rewards® Priority Credit Card
  • Earn 2X points on Southwest purchases and Rapid Rewards partners
  • 7,500 anniversary points every year
  • $75 Southwest annual travel credit
$149

Remember, it’s important to choose an airline credit card that aligns with your travel habits and rewards goals. With the right card, you can enjoy exclusive benefits and rewards that enhance your flying experience.

best airline credit cards

Best Hotel Credit Cards for Travelers

If you’re a frequent traveler who enjoys the comfort of staying in hotels, you should consider a hotel credit card. These cards can earn you rewards or loyalty points, unlock exclusive discounts, and provide you with access to special perks and benefits that can enhance your overall hotel experience. Here are our top picks for the best hotel credit cards:

Card Hotel Chain Rewards Annual Fee
The World Of Hyatt Credit Card Hyatt Earn up to 4 Bonus Points per $1 $95
Marriott Bonvoy Brilliant American Express Card Marriott Earn 6x points at participating hotels $450
Hilton Honors American Express Surpass Card Hilton Earn 12x points at participating hotels $95
Advertisement

These hotel credit cards offer a variety of rewards and benefits that cater to the needs of different travelers. For example, if you enjoy a range of hotel brands under one loyalty umbrella, The World Of Hyatt Credit Card may be the right choice for you. If you prefer to stay exclusively with Marriott, Marriott Bonvoy Brilliant American Express Card will help you earn the most rewards on your stays. And if Hilton is your preferred hotel chain, Hilton Honors American Express Surpass Card offers unmatched points earning.

With these hotel credit cards, you can enjoy a range of benefits, such as room upgrades, free breakfast, late check-out options, and more. Check with the card issuer or the hotel chain to see what additional benefits your chosen hotel credit card entitles you to.

Getting the Most Out of Your Travel Credit Card with No Annual Fee

When it comes to choosing a travel credit card, one of the factors to consider is whether to go for a card with or without an annual fee. While cards with annual fees offer bigger rewards and benefits, they may not be the best option for everyone. If you don’t want to pay an annual fee, don’t worry – there are still great card options available.

If you’re looking for the best travel credit card with no annual fee, here are some top picks:

Capital One VentureOne Rewards Credit Card

The Capital One VentureOne Rewards Credit Card is a fantastic option for those who want to earn travel rewards without paying an annual fee. With this card, you can earn unlimited 1.25x miles on every purchase, every day. Plus, you can earn a one-time bonus of 20,000 miles (equivalent to $200 in travel) when you spend $500 within the first three months of account opening. The miles can be redeemed for travel purchases or transferred to leading loyalty programs.

Discover it Miles

Another excellent option is the Discover it Miles card. With this card, you can earn unlimited 1.5x miles on every purchase, with no blackout dates or expiration dates. What makes this card stand out is that Discover will match all the miles you’ve earned at the end of your first year, effectively doubling your rewards. Additionally, there are no foreign transaction fees, and the card comes with a $0 fraud liability guarantee.

Bank of America Travel Rewards Credit Card

The Bank of America Travel Rewards Credit Card is perfect for those who want to earn points on their travel purchases without having to pay an annual fee. With this card, you can earn 1.5x points per $1 spent on all purchases, and the points can be redeemed for travel, cash back, or gift cards. There are also no foreign transaction fees, making this a great option for international travelers.

Choosing a travel credit card with no annual fee doesn’t mean you have to sacrifice rewards or benefits. With the above options, you can earn great rewards and save money on fees, giving you more flexibility to use your rewards towards your next adventure.

Choosing the Right Travel Credit Card for International Adventures

When traveling internationally, having the right credit card can make a world of difference. Look for a card that offers benefits such as no foreign transaction fees, worldwide acceptance, and travel insurance. To help you find the perfect fit, we’ve compiled a list of the best travel credit cards for international travel.

Chase Sapphire Preferred®

The Chase Sapphire Preferred® card is a favorite among frequent travelers, especially those embarking on international adventures. This card offers no foreign transaction fees, comprehensive travel insurance, and 2X points on travel and dining worldwide. Plus, new cardmembers can earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. These points are worth $1250 when redeemed through the Chase Ultimate Rewards® program.

American Express Platinum Card®

Advertisment

The American Express Platinum Card® is another great option for international travelers, providing access to over 1200 airport lounges worldwide, complimentary Hilton Honors® Gold Status and Marriott Bonvoy® Gold Elite Status, and a $200 airline credit each year. Cardholders also receive no foreign transaction fees and earn 5X Membership Rewards points on flights booked directly with airlines or through American Express Travel, as well as 5X Membership Rewards points on prepaid hotels booked through amextravel.com.

best travel credit card for international travel

Whichever credit card you choose, make sure it aligns with your travel goals and preferences. With the right card in hand, you can look forward to a smooth and rewarding international travel experience.

Exclusive Travel Card Perks and Benefits

Besides earning rewards, travel credit cards provide a wide range of perks and benefits that enhance your travel experience. Depending on the card you choose, you can receive benefits including, but not limited to:

Perk/Benefit Description
Travel Insurance Many travel credit cards include travel insurance coverage, meaning you’re protected in case of trip cancellations, lost luggage, and other travel-related issues.
Airport Lounge Access Exclusive airport lounge access is a coveted perk provided by many premium travel credit cards.
Concierge Services Some travel credit cards offer personalized concierge services to assist you with travel arrangements.
No Foreign Transaction Fees If you travel internationally, using a credit card that doesn’t charge foreign transaction fees is easily one of the best perks.
Statement Credits Travel credit cards frequently offer statement credits for travel-related purchases such as airline tickets or hotel stays.
Upgrade Opportunities Several travel credit cards offer upgrade opportunities at hotels, resorts, or even car rentals.
Complimentary Wi-Fi Some travel credit cards offer free Wi-Fi at airports or hotels, making it easier to stay connected while on the go.

These are just a few of the many perks and benefits that come with using travel credit cards. Make sure to investigate each card’s specific perks to find the perfect one for your travel needs.

Comparing Travel Credit Cards: Which One Is Right for You?

After exploring the best travel credit cards in previous sections, it’s essential to compare them to determine which one is right for you. The right card for you will depend on your travel goals, preferences, and spending habits.

Best Travel Credit Card with No Annual Fee

If you’re looking for a travel credit card with no annual fee, the Discover it Miles Card could be an excellent option. It offers 1.5 miles per dollar spent on all purchases, and there is no limit to the number of miles you can earn. Additionally, Discover will match all the miles earned during your first year, effectively doubling your rewards. This card also offers no foreign transaction fees and free credit score monitoring.

Best Travel Credit Card for International Travel

The Chase Sapphire Preferred Card is an excellent choice for international travel. It offers 2X points per dollar spent on travel and dining and 1X point per dollar spent on everything else. Points can be transferred to several airline and hotel loyalty programs, making it easier to use them while traveling abroad. Additionally, this card has no foreign transaction fees, rental car insurance, and trip cancellation insurance.

Best Credit Card for Frequent Travelers

If you’re a frequent traveler, you should consider the American Express Platinum Card. It offers a range of perks, including airport lounge access, elite status at Hilton and Marriott hotels, and up to $200 worth of airline fee credits per year. This card offers 5X points per dollar spent on flights and hotels, making it an excellent choice for frequent travelers. However, the card has a substantial annual fee, so make sure to evaluate whether the benefits are worth it for you.

Comparing Travel Credit Cards in a Table

Card Annual Fee Rewards Travel Perks
Discover it Miles Card $0 1.5 miles per dollar on all purchases No foreign transaction fees, free credit score monitoring
Chase Sapphire Preferred Card $95 2X points per dollar spent on travel and dining, 1X point per dollar on everything else No foreign transaction fees, rental car insurance, trip cancellation insurance
American Express Platinum Card $695 5X points per dollar spent on flights and hotels Airport lounge access, elite status at Hilton and Marriott hotels, up to $200 worth of airline fee credits per year

Take the time to evaluate each card’s benefits, rewards, and fees to ensure you choose the one that aligns best with your travel needs and goals.

Conclusion

After exploring the best travel credit cards available, it’s evident that choosing the right one can make all the difference in enhancing your travel experience. By considering your travel habits, preferences, and rewards goals, you can select a credit card that caters to your needs and helps you make the most out of your journeys. Whether you’re a frequent flyer, hotel guest, or international traveler, there is a travel credit card that offers exclusive perks and benefits for you.

Advertisement

Make sure to compare the top travel credit cards discussed in this article, highlighting their unique features, rewards programs, and fees, before making a decision. Remember, finding the best travel credit card for you can save you money while providing a seamless and rewarding travel experience.

Happy travels!

FAQ

What is the best travel credit card?

The best travel credit card depends on your specific travel needs and preferences. Some popular options include the Chase Sapphire Preferred Card, the American Express Platinum Card, and the Citi Prestige Card. Consider factors such as sign-up bonuses, rewards programs, annual fees, and additional perks to find the card that aligns with your goals.

How can I maximize travel rewards with a credit card?

To maximize travel rewards with a credit card, focus on cards that offer bonus points or miles for travel-related purchases. Look for flexible redemption options and transfer partners that align with your preferred airlines or hotel chains. Additionally, consider cards that provide travel statement credits, airport lounge access, and trip cancellation insurance for added benefits.

What are the best credit cards for frequent travelers?

The best credit cards for frequent travelers typically offer a range of travel-related benefits, such as airport lounge access, priority boarding, and travel statement credits. Some top options include the Chase Sapphire Reserve Card, the United Explorer Card, and the Delta SkyMiles Reserve Card. These cards allow you to earn generous travel rewards and enjoy exclusive perks.

Which are the top airline credit cards for travelers?

The top airline credit cards for travelers vary based on the airline you frequently fly with. For example, the Southwest Rapid Rewards Priority Credit Card is an excellent choice for Southwest Airlines passengers, while the Citi/AAdvantage Platinum Select World Elite Mastercard is ideal for American Airlines flyers. Research the specific benefits and rewards each card offers to find the best fit for your preferred airline.

What are the best hotel credit cards for travelers?

The best hotel credit cards for travelers often provide benefits such as complimentary hotel stays, elite status, and bonus points for hotel bookings. Some popular options include the Marriott Bonvoy Boundless Credit Card, the Hilton Honors American Express Surpass Card, and the World of Hyatt Credit Card. Compare the rewards structures and perks of each card to determine which one aligns with your hotel preferences.

Can I find a travel credit card with no annual fee?

Yes, there are travel credit cards available that do not charge an annual fee. Examples include the Discover it Miles Card, the Capital One VentureOne Rewards Credit Card, and the Bank of America Travel Rewards Credit Card. While these cards may have fewer benefits compared to cards with annual fees, they can still offer travel rewards and savings for budget-conscious travelers.

Which is the best travel credit card for international travel?

The best travel credit card for international travel should offer benefits such as no foreign transaction fees, worldwide acceptance, and travel insurance coverage. Some recommended options include the Chase Sapphire Preferred Card, the Capital One Venture Rewards Credit Card, and the Barclays Arrival Premier World Elite Mastercard. These cards provide peace of mind and convenience when traveling abroad.

What are some exclusive perks and benefits of travel credit cards?

Travel credit cards often come with exclusive perks and benefits beyond earning rewards. These can include travel insurance, airport lounge access, concierge services, priority boarding, car rental insurance, and free checked bags. Some premium cards, like the American Express Platinum Card, even offer unique experiences and discounts on luxury travel services.

How can I choose the right travel credit card for me?

To choose the right travel credit card, consider your travel habits, preferred airlines or hotels, and spending patterns. Compare the rewards programs, sign-up bonuses, annual fees, and additional benefits of various cards. Look for a card that aligns with your travel goals and rewards preferences, ensuring you’re getting the most value from your credit card.

Leave a Reply

Your email address will not be published. Required fields are marked *